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In a home buying procedure, which fees are payable by the buyer?

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Monday, 22 February 2010
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Answer

The following fees are payable by the buyer:

  1. Origination fees
  2. Insurance impounds
  3. Appraisal fees
  4. Discount points
  5. Credit report fees
  6. Escrow payments
  7. Interest adjustment fees
  8. Homeowner’s Association Fees
  9. Mortgage insurance impounds
  10. Prepaid insurance
  11. One-time mortgage insurance premium (for FHA mortgages)
  12. Tax impounds
  13. VA funding fee (for VA mortgages)
  14. Title insurance policy fee
  15. Documentation fees

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